2020 marks the fifth year that Triple Summit Advisors has been in operations, and the fourth full calendar year of results. We take the new year as an opportunity to reflect and share our views in our annual letter to clients. Here is our 2020 Annual Letter, which includes our thoughts on our performance last year as well as our thoughts on recent market events and life post-pandemic. As always, we welcome your comments, questions, and feedback, and we hope to see many of you (in person!) throughout this year.